Melanie Pincus

When you're strapped for cash and short on time, it can be tempting to seek out the quickest and easiest route to funding. No-credit-check loans fit this requirement as they provide a lump sum with no need to pull your credit report. But…

Key Takeaways 1: Missing your student loan payments can jeopardize your credit. 2: If you're delinquent on student loan debt, take action before you default. 3: Your options in delinquency or default vary depending on whether…

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for mortgages, auto loans and credit…

A good credit score can be the key to accessing many things in life, from better rates on loans to higher credit limits and even apartments. A low credit score or minimal credit history could leave you with more locked doors than keys.…

Nursing professionals who have student loans can look into a variety of loan forgiveness and repayment programs, which could potentially wipe away thousands or even tens of thousands of dollars in debt. If you qualify for a federal loan…

Some of the links on this site contain offers from our partners. If you love to travel outside the U.S., watch out for credit card foreign transaction fees.A foreign transaction fee is a charge that credit card issuers sometimes add to…

Homeownership comes with many perks, including building equity. As you pay off your mortgage, your home's value less what you owe, also known as your home equity, should increase. If you build up enough equity, you could tap it for funds…

What Types of Auto Loans Does Upgrade Offer?Upgrade offers auto loan refinancing for personal vehicles that are no more than 10 years old and have fewer than 130,000 miles on them (150,000 for trucks). Loans are made by Upgrade's bank…

What Types of Personal Loans Does Bank of America Balance Assist Offer?Bank of America offers Balance Assist to help Bank of America customers manage their short-term cash needs at a low cost. Customers who meet the bank’s criteria can…

For high school students and their families, the process of applying for college can be loaded with questions: Where will I be accepted? Which major should I choose? And, perhaps most importantly, how will I pay for it all?For many…