Erika Giovanetti

Mortgage rates are widely expected to fall this year as inflation recedes and the U.S. economy prepares for the possibility of a modest recession, according to some of the nation's leading real estate economists. This comes after mortgage…

Your student loan interest rate dictates how much money you'll pay the lender each month and over the life of the loan, making it one of the most important terms to consider when borrowing money for college. The lower your interest rate,…

Mortgage rates rose across the board during the first week of 2023, with the exception of FHA loan rates, which decreased slightly. The average 30-year fixed mortgage rate increased to 6.81%, almost twice as high as it was during the same…

The average 30-year fixed mortgage rate rose to 6.73% to close out 2022, while mortgage rates on many other home loan products pulled back slightly. Adjustable mortgage rates dipped, as did rates for 10-, 15- and 20-year mortgages.Here are…

An underwater mortgage, also called an upside-down mortgage, occurs when the loan's principal balance is higher than the home's fair market value, resulting in negative equity. In other words, a mortgage becomes underwater when you owe more…

As fixed mortgage rates have risen sharply over the course of 2022, more homebuyers are ditching their traditional home loans for adjustable-rate mortgages. ARMs typically come with a lower initial interest rate, but that rate can change…

Mortgage rates declined this week, with the average rate on the 30-year fixed mortgage falling from 6.77% a week ago to 6.65%. Interest rates declined across all fixed-rate home loan products, while adjustable mortgage rates stayed about…

Mortgage rates reversed their downward trend this week, increasing for the first time in a month. The 30-year fixed rate averaged 6.77%, up from 6.65% the week prior. Fixed mortgage rates increased across all home loan products, while…

Seniors are increasingly carrying the burden of student loan debt in America, as many enter their golden years saddled with an extra monthly loan payment eating into their retirement savings.The outstanding student loan balance held by…

Mortgage rates have fallen every week for the past month, with the average rate on the 30-year fixed mortgage retreating further to 6.65%. Borrowing costs dipped across all fixed-rate mortgage products, including FHA loans, VA loans and…