Emily Hayes

What Types of Mortgage Loans Does Discover Offer? Discover home equity loans and mortgage refinancing are available from $35,000 to $300,000, with terms from 10 to 30 years. All Discover home loans have fixed interest rates and fixed…

There are tons of rewards credit cards that help you save money on things like travel and groceries. But you may not realize that certain credit cards are also great for major purchases, such as new furniture."Opening a new credit card…

Many students borrow money or accept grants and scholarships to help pay for higher education. Fortunately, student loans aren't taxable, so you don't report student loans as income on your tax return, and you don't have to pay taxes on…

When you need to borrow money, many options are available. One financing choice you may have come across is a secured personal loan.But what is a "secured" loan exactly? Read on to find out how a secured personal loan works and whether it's…

What Types of Mortgage Loans Does Paddio Offer? Paddio offers a personalized online borrowing experience for homebuyers seeking conventional 15- and 30-year fixed-rate mortgages, as well as existing homeowners hoping to refinance. Paddio…

An underwater mortgage, also called an upside-down mortgage, occurs when the loan's principal balance is higher than the home's fair market value, resulting in negative equity. In other words, a mortgage becomes underwater when you owe more…

If you've been struggling to pay off a debt, you may now have a charge-off on your credit report. A charge-off signals to potential lenders that you're a risky borrower. But what exactly is a charge-off? Read on to learn how a charge-off…

What Can PenFed Credit Union Personal Loans Be Used For?PenFed Credit Union offers personal loans to meet a variety of needs, such as: Home renovations and repairs. Debt consolidation. Travel and vacation expenses. Car repairs. How Do…

How Can LendingPoint Personal Loans Be Used?LendingPoint offers unsecured personal loans with fixed interest rates, focusing on borrowers with fair credit. Borrowers can use loans for purposes such as consolidating debt, paying for a…

How Can Upstart Personal Loans Be Used?Upstart’s unsecured personal loans of $1,000 to $50,000 with fixed rates from 5.31% to 35.99% can be used for virtually anything. Rates and minimums vary by state, but the average three-year loan…