credit reports

As a parent, you want to protect your child from all of life's perils. While you might be on the lookout for bullies and strangers, fraud and identity theft might not be on your radar. But they should be."Risk is part of parenting," says…

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for mortgages, auto loans and credit…

A debt can be sold to a collection agency if you miss several payments on an account. A collection account stays on your credit report for approximately seven years.Collection accounts decrease your…

If you've been struggling to pay off a debt, you may now have a charge-off on your credit report. A charge-off signals to potential lenders that you're a risky borrower. But what exactly is a charge-off? Read on to learn how a charge-off…