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Startling proof Australia is totally stuffed

Just about everywhere you look, there are worsening signs that Australia is no longer the lucky country.From record-high rents to skyrocketing mortgages, a cost-of-living crisis to the alarming emergence of a ‘working poor’ population, the…

Is the Home Depot Credit Card Worth It?

Some of the links on this site contain offers from our partners. That big home improvement purchase, like a new appliance or supplies for a bathroom renovation, could be more affordable if you open a Home Depot Consumer Credit Card.…

Read This Before You Apply for a Credit Card

Some of the links on this site contain offers from our partners. Credit card companies release tempting offers on a regular basis. With so many attractive sign-up bonuses, it might seem hard to resist applying for them all. However, bank…

Debt-to-Income Ratio: What to Know

Debt-to-income ratio reflects the percentage of your gross monthly income, or earnings before taxes and other deductions, used to pay your monthly debts. Lenders use your debt-to-income, or DTI, ratio to evaluate your ability to manage the…