Credit Card News & Advice

If you've been struggling to pay off a debt, you may now have a charge-off on your credit report. A charge-off signals to potential lenders that you're a risky borrower. But what exactly is a charge-off? Read on to learn how a charge-off…

It's a routine part of life: You dip into your wallet, pull out a credit card and make a transaction. The majority of the time, everything proceeds smoothly, but occasionally you may need to dispute a charge. Perhaps your card was charged…

Some of the links on this site contain offers from our partners. You don't need a perfect 850 FICO score – just a 760 score to get approved for the lowest interest rates. There are five cost-saving things you can do when you reach 760.…

Some of the links on this site contain offers from our partners. I've been earning and redeeming travel rewards for incredible flights and hotels for over a decade. Many readers see articles about earning airline miles and hotel points…

Airline credit cards are a great way to earn miles with your favorite frequent flyer program, but you don't need a co-branded or premium card to get rewards. While they may take longer, these strategies can help you earn the miles you need…

Some of the links on this site contain offers from our partners. An early December survey from U.S. News & World Report shows that more than eight in 10 Americans who have credit card debt are experiencing anywhere from a little to a…

While it might be possible to buy a car with a credit card, it's not always the best idea.There are benefits to using a credit card if your goal is to earn rewards. But there are also additional costs you might have to bear if you pay with…

Some of the links on this site contain offers from our partners. If you're looking for a new credit card from American Express, you may be able to find out if you're approved with only a soft credit check thanks to a new application…

The three major U.S. credit reporting agencies – Equifax, Experian and TransUnion – have extended their offer of free weekly credit reports to consumers through the end of 2023. The reports, available on AnnualCreditReport.com, are being…

Some of the links on this site contain offers from our partners. If you "LUV" flying Southwest Airlines, now is an ideal time to apply for a Southwest credit card. Southwest is offering an especially high welcome bonus for new…