Credit Card News & Advice

Affirm is a lender that allows you to buy now and pay later, whether you're shopping in-store or online. If you qualify for one of these short-term loans, you will choose a payment schedule and then pay at affirm.com or in the Affirm app.…

Cash back credit cards reward you for every purchase you make with money back in your pocket. That's like getting a discount everywhere you go. But before you dive into an application, find out how to get the most from your cash back credit…

If you're working hard to pay off your credit card bill every month, the possibility that you'd overpay your bill and have a negative credit card balance might be laughable to you. But you'd be surprised by how easy it is to overpay – even…

No matter how savvy of a shopper you are, returns happen. However, when you get a refund on a purchase made with a credit card, there are a few considerations to keep in mind. Due to the way credit card transactions work, you will have to…

What's the difference between no credit and bad credit? No credit means you have no credit history, but bad credit means you've made some mistakes and are paying the price. You may not be able to get a credit card or loan – and if you do,…

The federal government has proposed a rule that would limit the fees that credit card holders owe when they are late paying a monthly bill to $8. Late fees cost American cardholders about $12 billion each year, according to the Consumer…

If you've ever checked your credit card statement balance and noticed that it's different from your current balance, you can relax. You're not losing your sanity.The reason for the discrepancy is that your credit card statement balance is…

Families tend to share a lot, and in many cases this includes bank accounts and mortgages. This often means joint accounts, but can your family also have a joint credit card?Although joint accounts exist, they aren't common. If you find a…

An early February survey by U.S. News shows that almost five in 10 respondents had existing credit card debt before spending money on a wedding. To pay for the wedding, 25.6% carried a balance on a credit card and 11.5% used a personal…

Some of the links on this site contain offers from our partners. For the last decade, Choice Hotels has partnered with Barclays for its co-branded credit card. Tuesday, Choice and Wells Fargo announced a revamp of the co-branded card,…