Chris Kissell

An authorized user is someone you trust to spend on your credit card who can piggyback on your credit to build – or restore – his or her credit history. The authorized user can access credit without applying for a card, and your on-time…

Whether the reason is a layoff, a medical emergency or a pile of debt that is more than you can afford, struggling to pay credit card bills is a problem many people face. When you stop making credit card payments, you could not only be…

Some of the links on this site contain offers from our partners. If you love to travel outside the U.S., watch out for credit card foreign transaction fees.A foreign transaction fee is a charge that credit card issuers sometimes add to…

Affirm is a lender that allows you to buy now and pay later, whether you're shopping in-store or online. If you qualify for one of these short-term loans, you will choose a payment schedule and then pay at affirm.com or in the Affirm app.…

The federal government has proposed a rule that would limit the fees that credit card holders owe when they are late paying a monthly bill to $8. Late fees cost American cardholders about $12 billion each year, according to the Consumer…

What Types of Personal Loans Does Bank of America Balance Assist Offer?Bank of America offers Balance Assist to help Bank of America customers manage their short-term cash needs at a low cost. Customers who meet the bank’s criteria can…

How Can a First Tech Federal Credit Union Personal Loan Be Used? You can use a First Tech personal loan "for almost anything," according to the lender. A personal loan offers an alternative to a credit card to pay for emergencies or little…

What Can Mariner Finance Personal Loans Be Used For? A Mariner Finance personal loan can meet many needs, including: Consolidating debts. Completing home improvements. Paying for a vacation or a wedding. Covering unplanned expenses,…

What Types of Mortgage Loans Does Carrington Mortgage Services Offer? Carrington Mortgage Services offers a variety of home loans, including: The Carrington Flexible Advantage loan has purchase, refinance and cash-out refinance options…

Your credit score is among your most important financial yardsticks. A good credit score can mean the difference between loan approval or denial, and borrowers with the best credit scores get the best interest rates. A strong credit profile…