Bob Musinski

Innovations in the loan application and approval process have made it easier and faster than ever to get a decision on your loan, sometimes even within minutes. A fast approval can be helpful if you need funds fast. But don't speed through…

You've probably wondered if the IRS allows you to pay your federal tax bill with a credit card, which sounds like an attractive option if you can't come up with the money immediately or you want to earn rewards points. But just because you…

The three major U.S. credit reporting agencies – Equifax, Experian and TransUnion – have extended their offer of free weekly credit reports to consumers through the end of 2023. The reports, available on AnnualCreditReport.com, are being…

You can get just about anything online, including loans to buy a house, pay off high-interest debt, go to school or start a business. Some online loans can be approved in less time than it takes to drive to a bank branch.As with any other…

Whether you have federal, private or both types of student loans, consolidating or refinancing them might help you reduce your student debt, better manage payments and work toward other financial goals. Too much student debt can hamper your…

Paying off your debts, typically credit cards, with a low-interest debt consolidation loan could be easier and faster than making minimum payments on card balances. Using a personal loan to consolidate debt may help you streamline bills in…

College students who have taken out student loans to cover tuition might need another type of financing to help cover miscellaneous expenses – or any emergencies that might come up. Instead of maxing out their credit cards, students might…