Ben Luthi

If you need to make a payment or send funds, a money order can be a safe alternative to a personal check or cash. You can typically buy one with a debit card or cash, but you may also wonder, "Can I buy a money order with a credit card?"…

Building credit from scratch can be challenging, and rebuilding credit after some missteps can feel like an insurmountable task. Credit cards can be a great way to establish a positive credit history because you can do it without paying…

On average, class of 2021 graduates who took out loans left college with $29,719 in student loan debt. On its own, that's a lot to stomach. But with a 5.8% interest rate (the average student loan interest rate among all existing borrowers)…

The average interest rate on a two-year personal loan is 11.23%, according to the Federal Reserve. But depending on your credit history, income and other factors, you may be able to qualify for a rate in the single digits. Here's a look at…

The cost of attending college is unaffordable for the majority of college students. According to U.S. News data on student loan debt, 64% of 2021 college graduates took out student loans to help pay for educational expenses, with an average…

Earnest no longer offers new personal loans and instead partners with Fiona, which searches a network of lenders. Visit the U.S. News Best Personal Loans page if you are seeking a lender for personal loans. Information below applied to…

What Can NetCredit Personal Loans Be Used for?NetCredit offers personal loans for any purpose. The lender does not list any restrictions on how borrowers can use their loan funds.How Do NetCredit Personal Loans Work? The company first…

Personal Loan Options Offered by LendUpBorrowers can use a LendUp personal loan for a variety of reasons. Common loan uses on its application page include: Car expenses Hospital bills Vacations Debt consolidation Entertainment Living…

What Can a Peerform Personal Loan Be Used For?Peerform provides fixed-rate personal loans for various purposes. Common loan uses include: Consolidating debt Credit card refinancing Making home improvements or major purchases Car…

How Can a Rise Personal Loan Be Used?Borrowers can use a Rise personal loan for various purposes. Some common uses listed on the lender’s website include: Auto repair. Emergency expenses. Debt consolidation. Renovations. Payday…